Terms of Service

Effective Date: February 12, 2025

Welcome to InsurHealth Affinity Group ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, www.InsurHealthAffinityGroup.com (the "Website"). By using the Website, you agree to these Terms. If you do not agree, please do not use the Website.

1. Acceptance of Terms

By accessing or using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy.

2. Website Use

a. Eligibility
You must be at least 18 years old or the legal age of majority in your jurisdiction to use this Website. By using the Website, you confirm that you meet this requirement.

b. Permitted Use
You may use the Website for informational purposes and to contact us via the provided contact form. Any unauthorized use of the Website, including but not limited to hacking, scraping, or interfering with its functionality, is strictly prohibited.

c. Account Registration
If any portion of the Website requires account registration, you agree to provide accurate, complete, and up-to-date information.

3. Content and Intellectual Property

a. Ownership
All content, design, graphics, logos, text, and other materials on the Website are the property of InsurHealth or its licensors and are protected by applicable copyright, trademark, and intellectual property laws.

b. Restrictions
You may not copy, distribute, modify, or create derivative works from the Website content without our prior written consent.

4. Disclaimer of Warranties

The Website is provided on an "as-is" and "as-available" basis. We make no warranties or representations regarding the accuracy, reliability, or availability of the Website. We disclaim all warranties, express or implied, including but not limited to fitness for a particular purpose and non-infringement.

5. Limitation of Liability

To the fullest extent permitted by law, InsurHealth shall not be liable for any damages arising from your use of the Website, including direct, indirect, incidental, consequential, or punitive damages.

6. Third-Party Links

Our Website may contain links to third-party websites. We do not endorse, control, or assume responsibility for any third-party sites, and your use of such sites is at your own risk.

7. User Submissions

If you submit any information via our contact form, you agree that such submissions are non-confidential and grant us the right to use, distribute, and respond as necessary.

8. Changes to Terms

We may update these Terms at any time. Your continued use of the Website constitutes acceptance of the updated Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the [Insert Jurisdiction], without regard to its conflict of law principles.

10. Contact us

If you have any questions about these Terms, please contact us using the information on the Contact Us page.